*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:#132238;background:#f5f2e9;margin:0;font-family:Arial,sans-serif;line-height:1.68}a{color:inherit}img{max-width:100%;display:block}.siteHeader{border-bottom:2px solid #132238;justify-content:space-between;align-items:center;max-width:1280px;height:92px;margin:auto;padding:0 28px;display:flex}.brand{align-items:center;gap:14px;font-weight:900;line-height:1;text-decoration:none;display:flex}.brand>b{color:#fff;letter-spacing:.15em;text-align:center;background:#1739d4;border:2px solid #132238;place-items:center;min-width:72px;height:52px;font-size:10px;display:grid;box-shadow:4px 4px #f04f3d}.brand small{color:#657083;letter-spacing:.16em;text-transform:uppercase;margin-top:6px;font-size:10px;display:block}.siteHeader nav{gap:23px;display:flex}.siteHeader nav a{font-size:13px;font-weight:900;text-decoration:none}.hero,.guideHero{grid-template-columns:1.04fr .96fr;align-items:center;gap:70px;max-width:1280px;margin:auto;padding:82px 28px;display:grid}.hero{min-height:690px}.hero h1,.guideHero h1{letter-spacing:-.06em;margin:20px 0 26px;font-size:clamp(48px,6vw,88px);line-height:.96}.guideHero h1{font-size:clamp(42px,5vw,70px)}.hero h1 em{color:#1739d4;font-style:normal}.hero img,.guideHero img{background:#fff;border:2px solid #132238;box-shadow:16px 16px #f04f3d}.eyebrow,.sectionLabel,.method>span,.sectionHead>span,.sourceBand>span,.sponsorPanel span,.answer>span,.related>span,aside>span{letter-spacing:.16em;color:#1739d4;font-size:11px;font-weight:900}.lead{color:#46556a;max-width:760px;font-size:20px}.actions{flex-wrap:wrap;gap:13px;margin-top:28px;display:flex}.primary,.sponsorButton{border:2px solid #132238;justify-content:center;align-items:center;min-height:52px;padding:0 22px;font-weight:900;text-decoration:none;display:inline-flex}.primary{color:#fff;background:#132238}.sponsorButton{color:#132238;background:#f4cb3b}.fine{color:#657083;font-size:12px}.method,.guides,.sourceBand,.principles,.sponsorPanel{max-width:1224px;margin:0 auto 72px;padding:64px}.method{color:#fff;background:#1739d4;border:2px solid #132238}.method>span{color:#f4cb3b}.method h2,.sectionHead h2,.sourceBand h2,.sponsorPanel h2{letter-spacing:-.04em;margin:14px 0 20px;font-size:clamp(34px,4vw,56px);line-height:1.03}.method>p{color:#dce3ff;max-width:820px}.receipt{color:#132238;background:#fff;border:2px dashed #132238;max-width:720px;margin-top:30px;padding:24px;font-family:monospace;box-shadow:8px 8px #f04f3d}.receipt>div{border-bottom:2px solid #132238;justify-content:space-between;padding-bottom:12px;display:flex}.receipt>div span{font-size:11px}.receipt>p{text-transform:uppercase;border-bottom:1px dotted #8992a0;grid-template-columns:42px 1fr 24px;margin:0;padding:10px 0;font-size:13px;display:grid}.receipt i{color:#1739d4;font-style:normal}.receipt em{font-style:normal}.receipt>small{padding-top:14px;display:block}.principles{background:#132238;border:2px solid #132238;grid-template-columns:repeat(4,1fr);gap:2px;padding:0;display:grid}.principles article{background:#fff;padding:30px}.principles article>b{color:#f04f3d;font-size:24px}.guideGroups>section{margin-top:50px}.groupHead{border-bottom:2px solid #132238;justify-content:space-between;padding-bottom:10px;font-weight:900;display:flex}.guideGrid{grid-template-columns:repeat(3,1fr);gap:18px;margin-top:18px;display:grid}.guideGrid article{background:#fff;border:2px solid #132238;padding:26px;box-shadow:6px 6px #d9d3c4}.guideGrid article>b{color:#f04f3d}.guideGrid h3{font-size:23px;line-height:1.12}.guideGrid article>a{color:#1739d4;font-weight:900}.sources{grid-template-columns:repeat(3,1fr);gap:16px;padding:0;list-style:none;display:grid}.sources li{background:#fff;border:2px solid #132238;padding:22px}.sources a{color:#1739d4;font-weight:900}.sources p{font-size:14px}.sources small{color:#657083}.sponsorPanel{background:#f4cb3b;border:2px solid #132238;justify-content:space-between;align-items:center;gap:40px;display:flex}.breadcrumbs{max-width:1280px;margin:auto;padding:22px 28px 0}.breadcrumbs ol{gap:10px;padding:0;font-size:12px;list-style:none;display:flex}.breadcrumbs li+li:before{content:"›";margin-right:10px}.articleGrid{grid-template-columns:minmax(0,1fr) 300px;gap:42px;max-width:1160px;margin:auto;padding:0 28px 90px;display:grid}.articleBody section{background:#fff;border:2px solid #132238;margin-bottom:24px;padding:40px}.articleBody h2{letter-spacing:-.035em;font-size:36px;line-height:1.08}.answer{border-left:10px solid #1739d4!important}.checkGrid{grid-template-columns:1fr 1fr;gap:14px;margin-top:28px;display:grid}.checkGrid article{background:#eef1ff;border:1px solid #97a4dc;padding:20px}.checkGrid article>b{color:#f04f3d}.checkGrid h3{font-size:18px}.limits{color:#fff;background:#132238!important}.limits .sectionLabel{color:#f4cb3b}.steps{padding:0;list-style:none}.steps li{border-top:1px solid #a5acb5;grid-template-columns:100px 1fr;padding:14px 0;display:grid}.steps p{margin:0}.commercial{background:#f4cb3b!important}.related>div{grid-template-columns:1fr 1fr;gap:12px;display:grid}.related a{border:1px solid #97a4dc;flex-direction:column;padding:18px;text-decoration:none;display:flex}.related b{color:#f04f3d;font-size:11px}.related small{color:#1739d4;font-weight:900}.articleGrid aside{color:#fff;background:#1739d4;border:2px solid #132238;align-self:start;padding:28px;position:sticky;top:20px;box-shadow:7px 7px #f04f3d}.articleGrid aside .sponsorButton{width:100%;margin-top:20px}footer{color:#fff;background:#132238;grid-template-columns:1fr 1fr;gap:36px;padding:56px max(28px,50% - 584px);display:grid}footer>div:last-of-type{grid-template-columns:1fr 1fr;gap:10px;display:grid}footer small{color:#aab4c3;grid-column:1/-1}.ageGate{z-index:1000;background:#132238f0;place-items:center;padding:20px;display:grid;position:fixed;inset:0}.ageGate>div{color:#132238;background:#f5f2e9;border:3px solid #f04f3d;max-width:540px;padding:42px;box-shadow:12px 12px #1739d4}.ageGate span{color:#1739d4;letter-spacing:.18em;font-weight:900}.ageGate h2{font-size:34px;line-height:1.06}.ageGate button{color:#fff;background:#1739d4;border:2px solid #132238;margin-right:12px;padding:14px 20px;font-weight:900}.ageGate a{font-weight:900}@media (max-width:850px){.siteHeader{align-items:flex-start;height:auto;padding:18px}.siteHeader nav{display:none}.hero,.guideHero{grid-template-columns:1fr;gap:38px;padding:52px 20px}.hero{min-height:auto}.hero h1,.guideHero h1{font-size:48px}.method,.guides,.sourceBand,.principles,.sponsorPanel{margin:0 16px 48px;padding:30px}.principles,.guideGrid,.sources,.articleGrid,.checkGrid{grid-template-columns:1fr}.articleGrid{padding:0 16px 60px}.articleGrid aside{position:static}.sponsorPanel{display:block}.sponsorPanel .sponsorButton{margin-top:20px}.guideHero img{max-height:420px}.related>div{grid-template-columns:1fr}footer{grid-template-columns:1fr;padding:42px 22px}.receipt>div{display:block}}
